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Wills & Estate Planning

A will is the cheapest legal document most people will ever need and the one they most often get wrong. Here is what the options cost and what separates them.

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Solar Panels

Solar is one of the few home improvements with a genuine return, and one of the easiest to overpay for. The spread between quotes on the same roof is routinely thousands.

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Hearing Aids

Before you compare private hearing aids, know that the NHS provides them free — including the aids, the fitting and the batteries. Start there, then decide whether private is worth the difference.

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Stairlifts

A straight stairlift and a curved one are the same idea at completely different prices, because one comes off a shelf and the other is manufactured for your staircase.

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Payroll Services

Payroll is quoted per payslip per month, which makes it look simple. The cost sits in everything that is not a payslip.

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Commercial Waste Collection

Business waste is the contract most likely to have quietly doubled since you signed it. Auto-renewal and annual uplift clauses are standard in this industry.

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Business Security

The install is the visible cost and the monitoring contract is the real one. Most of the money in this industry is in the years after the fitters leave.

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Web Design & Development

Quotes for the same brief routinely differ tenfold, because "a website" describes anything from a five-page template to a bespoke application.

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Invoice Factoring

Invoice finance is priced with two separate fees, and comparing on either one alone will mislead you. You need both, plus the minimum charge.

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Fuel Cards

A fuel card is sold on a saving per litre. Whether that saving exists depends entirely on which pricing model you are on and where your drivers actually fill up.

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Vehicle Tracking

Tracking is cheap per vehicle and sold on three-to-five year contracts. The contract term, not the monthly price, is what you are really agreeing to.

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